It was a desperate plea from a young women (we’ll call her Bethany) with a real problem: Bethany had been through several years of infusion treatment for services rendered outside of her network, beginning while she was still a teenager. Her insurance company covered the service (because it wasn’t available at all within her network). So insurance had paid Bethany’s mother for each claim, and then her mother paid the infusion provider. The problem was that, over the years, the mother had paid less than the total amount due – and then she passed away. The infusion company got in …

Common Courtesy and Who Owes What? Continue Reading